class Account { public: void Transaction(ifstream &inStream); void Update(ifstream &inStream); void SetAccountType(string input) { AccountType = input; } friend ostream& operator << (ostream& outputStream,const Account& accountObject); protected: string Name; int AccountNum; double Balance; string AccountType; }; class CheckingAccount : public Account { public: CheckingAccount(int AccountNum, string Name, double Balance, double CheckFee); void Transaction(ifstream &inStream); void Update(ifstream &inStream); void SetAccountType(string input) { AccountType = input; } protected: double CheckFee; double BounceFee; int NumOfChecks; }; class SavingsAccount : public Account { public: SavingsAccount(int AccountNum, string Name, double Balance, double Rate); virtual void Transaction(ifstream &inStream); virtual void Update(ifstream &inStream); void SetAccountType(string input) { AccountType = input; } protected: double Rate; }; SavingsAccount::SavingsAccount(int TheAccountNum, string TheName, double TheBalance,double TheRate) { AccountNum = TheAccountNum; Name = TheName; Balance = TheBalance; Rate = TheRate; AccountType = "SavingsAccount"; } CheckingAccount::CheckingAccount(int TheAccountNum, string TheName, double TheBalance,double TheFee) { AccountNum = TheAccountNum; Name = TheName; Balance = TheBalance; CheckFee = TheFee; AccountType = "CheckingAccount"; BounceFee = -25; NumOfChecks = 0; } void Account::Update(ifstream &inStream) void Account::Transaction(ifstream &inStream) void SavingsAccount::Update(ifstream &inStream) { double Amount = Balance * Rate; Balance += Amount; cout << Name << " (savings): $" << Fixed << setprecision(2) << Amount ; } void CheckingAccount::Update(ifstream &inStream) { double Amount = 0; Amount = (NumOfChecks * CheckFee) * -1; Balance += Amount; cout << Name << " (checking): $" << Fixed << setprecision(2) << Amount ; NumOfChecks = 0; } void SavingsAccount::Transaction(ifstream &inStream) { double Amount = 0; inStream >> Amount; if (Amount > 0) Balance += Amount; cout << Name << " (savings): $" << Fixed << setprecision(2) << Amount; } void CheckingAccount::Transaction(ifstream &inStream) { double Amount = 0; inStream >> Amount; if (-Amount > Balance) { cout << Name << " (checking): $" << Fixed << setprecision(2) << Amount << " rejecting (insufficient funds)"; cout << Name << " (checking): $" << Fixed << setprecision(2) << BounceFee << " applied to the account"; Balance += BounceFee; NumOfChecks++; } else { Balance += Amount; if (Amount < 0) NumOfChecks++; cout << Name << " (checking): $" << Fixed << setprecision(2) << Amount ; } }

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